dvup vs Tricount
Free, ad-free and bank-backed, and strongest in Western Europe. Owned by bunq.
dvup covers both halves of splitting money, which most head-to-heads skip past. There's the ongoing running tab for the people you split with every month, with recurring rent and balances that never reset, and there's the quick one-off tonight, where your friends pay from a link without installing anything. You don't keep one app for the trip and another for the household.
Feature by feature
Everything below was checked against Tricount's own pages and store listing in July 2026. Where Tricount wins or ties, the row says so.
| Feature | dvup | Tricount |
|---|---|---|
| Receipt scanning (AI) | 5 free, then a quick ad each | Photo storage only |
| Guests can pay without the app | Share a link, no install | Link, but app expected |
| Per-item split, incl. per-item tax | Yes | No line-item assignment |
| Daily cap on adding expenses (free) | No cap | No cap |
| Settlement rails | Interac, Zelle, Venmo, Cash App, PayPal | NL, DE, FR, BE only |
| Balance visualisation | Animated bubbles + debt arrows | Balances list |
| Simplify / fewest transfers | Yes, free | Yes |
| Works offline | Yes | Yes |
| Multiple currencies | Yes | Yes, auto-converts |
| Recurring expenses (rent) | Yes, free | Not documented |
| Ads on the free tier | Yes | No, vendor says ad-free |
| Price to remove limits | $29.99/yr | Free, no paid tier |
| Bank / card import | No | bunq cards auto-add |
| Platforms | iOS, Android | iOS, Android |
Last reviewed July 2026. Prices are US App Store and vary by region. Free-plan limits change often, so check Tricount's current terms before you switch. This is what each app documents, not an endorsement.
What Tricount does better
Credit where it's due. These are real reasons to pick Tricount over dvup, and pretending otherwise would just make the rest of this page less believable.
- It's genuinely free. No paid tier at all, and no ads — which dvup can't say, because dvup's free tier does show them.
- It moves real money in the Netherlands, Germany, France and Belgium through request links, free via iDEAL, Bancontact and Sofort. dvup only routes you to your own payment app.
- Link a bunq account and card spend gets added to a tricount automatically. dvup has nothing that captures spend for you.
- Simplify debts, currency conversion and offline entry all work, at parity with dvup.
- One-tap Splitwise import, so switching costs almost nothing.
- Huge installed base and a 4.9 rating from thousands of reviews.
Where dvup wins
- One app for the trip and the household. dvup runs the ongoing tab, with recurring rent and balances that carry over month to month, and it does the quick one-off where guests pay from a link and it closes itself in a day. Tricount is built around one trip at a time and doesn't document recurring expenses, so the every-month side isn't really its thing.
- Guests pay from the link without installing anything, and the tab closes itself after a day. Tricount's share link still expects people to open the app.
- The AI scan reads the bill, every line including tax, and you never pay to use it: 5 free to start, then a quick ad earns another, about one a day. Every Tricount mention of receipts is about storing a photo. No vendor page mentions reading one.
- Balances you can read at a glance. Each person is a bubble that moves, sized by what they owe, with the arrows drawn between who pays who. Tricount gives you a net-position figure.
- Per-item splitting and per-item tax. Tricount's custom split sets amounts per person, not per receipt line.
- Rails beyond four European countries. dvup deep-links Interac, Zelle, Venmo, Cash App and PayPal, and the Tabs link can pay out over Pix or UPI. Tricount's request links are NL/DE/FR/BE only, and card repayments there carry a 2.5% fee.
- No 50-person ceiling. Tricount caps a tricount at 50 people including you.
- Recurring expenses. Tricount doesn't document one, even on its own shared-house page.
What it costs
Free, and that's the only tier. No subscription, no in-app purchases on the US or GB App Store. The old Tricount Premium was retired in the bunq rebuild, which also took CSV/PDF export, Personal mode and saved custom splits with it.
dvup is free to split, track and settle, with no cap on how much you log. AI scanning is the one thing with a cap, and even then you never have to pay: you get 5 free to start, then a quick ad earns you another, about one a day. dvup+ drops the ads and the daily wait for $2.99/month or $29.99/year.
Choose dvup if: You want one app for both the trip and the every-month household instead of one for each. You want the receipt actually read rather than photographed, and a link your friends pay from without installing Tricount. The scan pulls every line including tax and stays free (5 to start, then a quick ad each), and the balance is a field of living bubbles instead of a net-position number. Then the practical stuff: per-item tax, groups over 50, recurring rent, and getting paid back outside those four countries.
Try it without switching
You don't have to migrate anything to kick the tires. Settle a group right now with the free who owes who calculator, or work out the household with the rent split calculator. No sign-up.
Questions
Is Tricount really free?
Yes. As of July 2026 there's no paid tier and no in-app purchases on the US or GB App Store, and bunq states it's ad-free. The old Tricount Premium was retired in the bunq rebuild, which also removed CSV/PDF export, Personal mode and saved custom splits.
Does Tricount scan receipts?
Not in the way dvup does. Every Tricount page we could find describes attaching or storing a photo of a receipt, never reading the lines off it. If you want the app to pull items and tax off the bill, that's dvup's side.
Can you pay each other inside Tricount?
In the Netherlands, Germany, France and Belgium, yes. Request links settle free via iDEAL, Bancontact or Sofort, and card repayments carry a 2.5% fee. Outside those four countries you're back to sorting it out yourselves. dvup takes the other approach: it deep-links you into Interac e-Transfer, Zelle, Venmo, Cash App or PayPal, and the Tabs guest link can pay out over Pix or UPI. dvup never touches the money itself.
How many people can join a Tricount?
Up to 50, including you. dvup has no equivalent ceiling.
Which should I actually pick?
If you're on a trip in Western Europe splitting evenly and you want free with no ads, Tricount is genuinely hard to beat, and it imports from Splitwise in one tap. Pick dvup if you want the receipt read for you, per-item tax, recurring rent, or to get paid back outside those four markets.
Give dvup a try
Scan tonight's bill and everyone pays their share from one link, before the coats are on. Your first 5 scans are free, and a quick ad keeps them coming after that. On iOS and Android.